List of insurance benefits
Introduced below are the insurance benefits provided by the Society.
- If you become sick or are injured
- If you take time off from work due to sickness
- Childbirth
- Death
- After you leave your employer
If you become sick or are injured
| When benefits are paid | Insurance benefits ** Benefits in parentheses are paid to dependents. |
|---|---|
| If you received medical care covered by health insurance for treatment of a nonoccupational sickness or injury |
Medical Care Benefits (Dependents' Medical Care Expenses) 70-80% of medical care costs are provided as benefits-in-kind. See here for details. |
|
Copayment Refund (family medical expense rebate) The amount that remains when 25,000 yen is subtracted from one month’s worth of medical expenses paid at the hospital window | |
| For meal and other expenses during hospitalization |
Inpatient Meal Expenses, Impatient Living Expenses (Dependents' Medical Care Expenses)
|
| If you paid the entire medical care costs up front |
Medical Care Expenses (Secondary Dependent Medical Costs) |
| If you used medical transportation services |
Transportation Expenses (Dependents' Transportation Expenses) |
| If you received nursing care on a visitation basis |
Home-Visit Nursing Care Expenses (Dependents' Home-Visit Nursing Care Expenses) |
| If you incurred high medical care costs |
High-Cost Medical Care Benefits (Dependents' High-Cost Medical Care Benefits) |
|
Total High-Cost Medical Expense Rebate The amount that results when 25,000 yen is subtracted from the total amount paid by the insured person in cases where the total high-cost medical expenses are paid | |
| If your combined copayments for health insurance and long-term care insurance are high |
High Agregate Cost for Long-term Care Service (High Aggregate Cost for Long-term Care Service) |
| If you received non-insured associated medical care |
Non-insured Associated Medical Care Expenses (Dependents' Medical Care Expenses) |
If you take time off from work due to sickness
| When benefits are paid | Insurance benefits |
|---|---|
| If you take at least four unpaid days off from work due to nonoccupational sickness or injury |
Injury and Sickness Allowance |
|
Illness or Injury Allowance Rebate Per day off work, an amount equivalent to the standard average monthly remuneration for the most recent 12 months ÷ 30 × 1/6 | |
|
Extended Illness or Injury Allowance Rebate Per day off work, an amount equivalent to the standard average monthly remuneration for the most recent 12 months ÷ 30 × 60% for a period of one year and six months (including cases where one cannot receive a salary, etc. due to taking time off after the expiration of legal illness or injury allowance benefits) |
Childbirth
| When benefits are paid | Insurance benefits |
|---|---|
| Childbirth after at least four months (85 days) of pregnancy |
Childbirth and Childcare Lump-Sum Grant (Dependents' Childbirth and Childcare Lump-Sum Grant) |
|
Childbirth Lump-Sum Allowance Rebate (family childbirth lump-sum allowance rebate) 250,000 yen per child | |
| If you take unpaid time off from work for childbirth |
Maternity Allowance |
Death
| When benefits are paid | Insurance benefits |
|---|---|
| Death due to nonoccupational reasons |
Funeral Expenses/Funeral Costs(Dependents' Funeral Expenses) |
Burial Fee Rebate (family burial fee rebate) |
After you leave your employer
| When benefits are paid | Insurance benefits |
|---|---|
| If you were receiving Injury and Sickness Allowance at the time you left your employer |
Injury and Sickness Allowance |
| If you were receiving Maternity Allowance at the time you left your employer |
Maternity Allowance |
| If childbirth occurred within six months after leaving the employer |
Childbirth and Childcare Lump-Sum Grant |
| In the event of death within three months after leaving the employer |
Funeral Expenses/Funeral Costs |